Owning your dream home for the first time, or even moving into the world of letting property can be a scary decision, especially when you don’t know what you don’t know. The array of different mortgage products means it can be hard to know if you are getting the best deal that will lead to financial success in your investment. Meeting the strict requirements for mortgage in the UK can also be daunting.
That’s why having a professional by your side right from the start can take away your concerns about the biggest purchase of your life.
Everyone has a right to own their own home without judgement. It doesn’t matter where you come from, what your background or education is or what you currently do for a living. You can achieve your dream, so let’s make a change and crash through those limiting barriers that are stopping you from moving forward.
Hi, I’m Manda Walker and I love helping everyone as Everyone has a right to own their own property . I have helped so many get on the property ladder, owning their own home you just need to believe and I will help with the rest.
My vision is for a world where everyone who wants to be a homeowner has access to the tools and data to make it become a reality. Understanding the requirements for a UK mortgage may feel like a challenge right now, but you are in the right place to get all the support and information you need.
How I can help you
My services are split into two parts: mortgage coach and mortgage advisor. Simply, that means as your coach I help you get ready to apply for a mortgage and as the advisor, I provide you with different mortgage options and help you submit the application. You can read more about the two different hats I wear on my mortgage services page.
Integrity is important to me – I never EVER give false hope about my clients’ situations.
And, if I say I will do something, then I will do it.
Professionals in the property industry – estate agents, mortgage brokers, conveyancing solicitors often have a poor reputation when it comes to delivering against deadlines. The fact is things do often take longer than we would like but the key to managing the process is clear, timely communication.
When clients are kept informed as to progress or indeed delays, much of the stress is removed.
When you work with me, communication is my top priority. You won’t be forever chasing me for an update; you’ll always receive the information as soon as I do, so that you can make informed decisions.
If you are like me and believe that if you work hard at something, you will achieve it, then just imagine what we can do together.
What are the requirements for a UK mortgage?
I am asked this question dozens of times every week and the short answer is, it depends on many factors.
Essentially though, the steps you need to take will include:
- Save a deposit (the amount you need to invest yourself)
- Ensure you can afford the repayments
- Find a property
- Decide which type of mortgage will suit you best
- Submit your mortgage application
You may need support with each element of the process and that’s where I can assist you.
I would highly recommend Manda. As a first time buyer, she put me at ease, made me feel comfortable to ask anything (which of course I did, and some) and made something that can be so daunting, so easily understood. Every conversation we had, felt as though I was speaking to a friend. Very very honest and informed information. Always searching for the best possible deal and not wanting to proceed until she had found that and I was happy with every aspect of it. I would contact Manda via telephone, email and message and there was never a time that she would not respond, even if to say ‘just in a meeting, will get back to you etc’. I would highly recommend Manda and have already registered her in my mind as my personal mortgage advisor. Ha. Thank you for always going above and beyond, it has been noticed and I am very grateful.
Chrissy Beau
Unlock your potential
Getting on the property ladder as a first-time homeowner or as a first-time landlord is within your grasp if you access the right support.
You may not be aware that there are special first-time buyer schemes. Perhaps you haven’t considered renting out your current property to help you buy your new dream home?
These are all possible when you know exactly where to get the right help at the right time.
Excellent Mortgage Broker. Took care of us from start to finish, was constantly updating us throughout the process. Answered all of our questions in a timely manner. Would definitely recommend her to my friends and family.
Ruth Nation
My services are integral to your future financial success, so don’t think of it as a cost, think of it as an investment. In fact, by choosing to work with me, you can not only get the best possible mortgage deal and save money, but you can also save time, frustration and stress.
If you would like to discuss how I can help you get ready to apply for a mortgage or if you are ready to start the application process but need someone to help you dig through all the options, then I’d love to have a no-obligation chat with you today. Just give me a call on 07526 312661 or email manda@themortgagemum.co.uk and we can get started.
The Mortgage Coach 