Understanding the UK mortgage application process

The UK mortgage application process may feel daunting; you might not have a clue where to start.

But that’s OK because you’ve landed in the perfect place where you can be guided step-by-step through the complexities.

Mortgage Coaching

This service may start many months before you are ready to make your mortgage application to the lender. It involves a thorough review of your personal finances to identify where changes might need to be made to get you mortgage ready. This could include looking for ways to save money so that you can demonstrate your ability to meet mortgage repayments, ensuring that your credit report is clean and finding ways to enable you to save enough money for your deposit.

The coaching relationship is one where you can get support, ideas and tools to make sure your finances are in the perfect shape to get a ‘Yes’ from your lender when the time comes to submit your mortgage application.

A good mortgage coach will help you understand the details in your credit and financial history that might create issues during the mortgage assessment process and find ways to mitigate those problems. A good mortgage coach will encourage you to reach for the stars when it comes to your ideal home but won’t make unattainable promises about your future. A good mortgage coach will help you every step of the way to simplify the jargon and ensure you are 100% clear on what you can and can’t do.

Mortgage Advising

Getting your head around the UK mortgage application process can take time. However, with the help of a mortgage advisor who understands the UK market and all the different borrowing options and schemes available, you can be certain that you’ll find the right deal for you. Having a professional you can trust and contact to answer your questions can make the process much less stressful and confusing.

A good mortgage advisor can give you up-to-date information about the latest products on the market, help you understand the lending criteria and walk you through completing all the paperwork and gathering the documentation you need to navigate the UK mortgage application process.

A good mortgage advisor will keep you informed as to the progress of your application, so you don’t have to worry about chasing for information.

And a good mortgage advisor will celebrate as much as you when you finally get the keys to your dream property.

Excellent Mortgage Broker. Took care of us from start to finish, was constantly updating us throughout the process. Answered all of our questions in a timely manner. Would definitely recommend her to my friends and family.

Ruth Nation

Let’s chat today

Manage the UK mortgage application process with ease

You can engage with my mortgage coaching services on a 1-2-1 basis or via my 12-part online course which takes you to mortgage ready. Whether you use the self-study course or you hire me for individual coaching sessions, you will soon be in a great place to start your mortgage application.

Working with me

I’m happy to work with you face to face or online over Zoom, What’s App or phone, whatever works for you. Your first consultation is completely free of charge and is our chance to see if we are a good fit to work together.

Just give me a call on 07526 312661 or email manda@themortgagemum.co.uk and book in your consultation today.

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